Key features
Single integration
It will ease the view and management of cards/tokens across a variety of Token Requestors and enable this functionality across the major payment networks and their TSP.
Consolidated view of tokens
The IDEMIA consumer-initiated card and token management service enables to retrieve and display the list of tokens for a given card among participating Token Requestors with information on:
- The Token Requestor name and logo,
- The device in which the token has been provisioned in the context of wallets,
- The merchant which has tokenized the card in the context of eCommerce,
- The status of the token.
Card & Token Control SDK to manage status
The IDEMIA Token Control service comes with a SDK to be embedded in the issuer’s mobile app. This SDK comes with a set of APIs which ease the support of the Token Control flow to enable cardholders to initiate lifecycle operations.
The IDEMIA Token Control Service enables the issuer to give the control to the cardholders to change the status of the token, directly from the issuer’s wallet. The cardholder is able to:
- Suspend an active token,
- Resume a wallet suspended token,
- Delete a token,
- Suspend all tokens of a given card from all Token Requestors,
- Resume all wallet suspended tokens of a given card from all Token Requestors,
- Delete all tokens of a given card from all Token Requestors.
Token lifecycle operation notification
The IDEMIA Token Control service enables to transfer a token status modification initiated by the cardholders to the respective network TSP. This is the network TSP's responsibility to notify the Token Requestors with the new Token status.
Activate new features
By relying on the IDEMIA Digital First Platforms Suite and integrating the IDEMIA Token Control service, issuers can easily access new services and make new features available to the mobile banking app of the cardholders. The IDEMIA Digital First Platforms Suite operate as a multi-tenant cloud system offering issuers a unique interface to activate features from their mobile banking app and for connectivity to Token Service Providers and Token Requestors, for a variety of use cases.