Key features 

Suitable authenticators 

The IDEMIA Mobile Authenticator service enables banks to select the most suitable authenticators in addition to the consumer’s device, depending of the expected balance between convenience and security. The PIN code is supported, based on the Secure Remote Password protocol (SRP) which is a zero-knowledge password proof protocol, meaning that the PIN code is never sent to the server during enrollment or authentication. The usage of biometrics is also supported by relying on the OEM device sensors (fingerprint or face recognition).

Multi-channel configuration 

The IDEMIA Mobile Authenticator service can be used for in-band configuration (when the consumer authentication or sensitive operation validation is initiated from the mobile banking application) and out-of-band configuration (when the main banking interface is the web browser and the mobile application is used only for authentication purpose via a push notification mechanism).

Easy integration 

The IDEMIA Mobile Authenticator services rely on IDEMIA’s components hosted on Microsoft Azure Cloud offering a swift-and-easy integration based on APIs and mobile SDK qualified for iOS and Android devices.